Toplimitlex Total Checking
Your everyday banking solution, built for modern life. Enjoy **digital convenience** and **simple requirements** without the hidden fees.
Start Banking Smarter.
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Core Benefits of Total Checking
🏧
Wide ATM Access
Access funds at thousands of ATMs nationwide with no fees.
📱
Mobile Check Deposit
Deposit checks instantly from the comfort of your home using our app.
💸
Instant Money Transfers
Send money to friends and family using services like QuickPay/Zelle.
🚨
Overdraft Protection
Optional services available to cover accidental overdrafts automatically.
Fee Structure & Requirements
Monthly Service Fee
$12.00
*Fee is easily waived by meeting ONE of the following requirements each statement period.
Waiver Requirements (Meet one)
- ✅ Maintain a $1,500 daily balance.
- ✅ Receive monthly direct deposits totaling $500 or more.
- ✅ Maintain a minimum average daily balance of $5,000 across all linked accounts.
**Disclaimer:** Account features, fees, and requirements are subject to change. Please refer to the Account Disclosure Statement for full details and terms and conditions.